SoFi Surges on Earnings Beat and Crypto Expansion Plans
SoFi Technologies delivered a standout performance in Q3 2025, surpassing analyst expectations with adjusted earnings of $0.11 per share against an $0.08 forecast. The fintech's revenue climbed to $950 million, well above the $889 million consensus, sending shares up 5.6% to $31.67.
The company's growth engine fired on all cylinders—adding a record 905,000 new members and originating $9.9 billion in loans. Personal loans hit an all-time high of $7.5 billion, while full-year revenue guidance was raised to $3.54 billion.
Most notably for crypto markets, SoFi confirmed plans to launch cryptocurrency trading services and develop its own stablecoin by year-end 2025. The announcement comes as traditional financial institutions increasingly embrace digital assets.
